Privacy Policy
Effective Date: August 15, 2026
1. Who We Are and Scope
Delacorte Capital (“Delacorte,” “we,” “us,” or “our”) provides commercial real estate bridge financing for business-purpose transactions. Our current lending focus includes hotel and multifamily properties located in the contiguous United States. We may originate and fund approved transactions directly, including through balance-sheet or table-funded structures, depending on the transaction, available liquidity, capacity, and other underwriting considerations.
This Privacy Policy explains how we collect, use, disclose, retain, and protect personal information in connection with our websites, application and intake forms, email, telephone and SMS communications, document portals, underwriting and due-diligence processes, loan closing and servicing activities, and any other products or services that link to this Policy (collectively, the “Services”).
Our Services are intended for commercial and business-purpose financing. This Policy applies to prospective and current borrowers, sponsors, guarantors, beneficial owners, property owners, authorized representatives, and other individuals whose information is provided in connection with a commercial real estate financing request.
This Policy does not apply to third-party websites, platforms, or services that we do not control.
2. Key Definitions
a. Personal information means information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked to an individual or household, as defined by applicable law.
b. Sensitive personal information may include government identification numbers, Social Security numbers, financial account information, authentication credentials, precise geolocation, and other information treated as sensitive under applicable law.
c. Applicant means a borrower, sponsor, guarantor, beneficial owner, authorized representative, or other person associated with a request for commercial real estate financing.
d. Transaction party means a person or organization involved in evaluating, funding, closing, servicing, purchasing, participating in, assigning, or otherwise supporting a financing transaction, including capital providers, warehouse lenders, participants, assignees, servicers, custodians, title companies, escrow agents, settlement agents, attorneys, appraisers, inspectors, consultants, and similar parties.
e. Service provider means a vendor or contractor that processes information for us or provides services such as hosting, document collection, communications, analytics, identity verification, fraud prevention, credit reporting, e-signature, data storage, or cybersecurity.
3. Financing Activities Covered
This Policy is tailored to Delacorte Capital’s commercial real estate lending activities, including bridge loans for eligible hotel and multifamily properties.
Financing requests may include, among other business-purpose uses:
Acquisition financing.
Refinance or maturity payoff.
Stabilization or lease-up bridge financing.
Renovation, property improvement plan (“PIP”), or capital-improvement financing.
Repositioning or transitional financing.
Short-term bridge financing pending a sale, refinance, or other approved exit.
All financing is subject to underwriting, diligence, valuation, legal review, approval, documentation, available liquidity and capacity, and closing conditions.
4. Information We Collect
We may collect information directly from you, from your business or property ownership structure, from your devices, and from third parties where permitted by law. Categories may include:
a. Identifiers and contact information: name, title, email address, telephone number, mailing address, residential address, IP address, device identifiers, and similar identifiers.
b. Business and entity information: legal entity name, DBA, entity type, EIN, formation jurisdiction, business address, ownership structure, beneficial ownership information, organizational documents, and management information.
c. Commercial real estate information: property address, property type, acquisition information, ownership history, occupancy, rent roll, operating performance, property condition, renovation or PIP plans, budgets, sources and uses, appraisals, environmental reports, engineering reports, title information, insurance information, contracts, franchise or management agreements, and other property-level information.
d. Business financial information: bank statements, tax returns, profit-and-loss statements, balance sheets, operating statements, debt schedules, accounts receivable or payable information where relevant, liquidity information, proof of funds, sources of capital, and other underwriting materials.
e. Individual financial and identification information: where relevant to underwriting, verification, guaranty, or legal requirements, we may collect date of birth, Social Security number or taxpayer identification number, government-issued identification, personal financial statements, schedules of real estate owned, liquidity information, credit-related information, and residential address history.
f. Application and transaction information: requested loan amount, financing purpose, existing debt, payoff information, requested timing, proposed exit strategy, sponsor experience, transaction structure, loan documents, closing documents, servicing information, and information supplied through intake or application forms.
g. Communications information: email and SMS content, call logs, call recordings where permitted and appropriately disclosed, notes from conversations, support requests, document requests, and marketing preferences.
h. Third-party information: information from identity-verification providers, sanctions and watchlist screening services, credit bureaus or alternative data providers where permitted, bank-connect or open-banking providers, fraud-prevention providers, public records, title and property records, appraisal and valuation sources, and other due-diligence providers.
i. Technical and usage information: browser type, device type, operating system, referring and exit pages, timestamps, approximate location, cookie identifiers, advertising identifiers, and information about how you interact with our websites and online forms.
j. Derived information and inferences: underwriting assessments, risk indicators, eligibility estimates, fraud indicators, transaction-fit assessments, and similar inferences derived from information described above.
5. Notice at Collection
We collect the categories of personal information described in this Policy for the business and commercial purposes described below, including application processing, underwriting, due diligence, fraud prevention, identity verification, transaction execution, servicing, communications, analytics, security, legal compliance, and marketing where permitted.
We do not sell personal information for monetary consideration. If our use of cookies, pixels, advertising technologies, or other disclosures constitutes “sharing,” “targeted advertising,” or a similar regulated activity under applicable privacy law, eligible individuals may exercise the opt-out rights described in this Policy.
We retain each category of information only for as long as reasonably necessary for the purposes for which it was collected, the life of the applicable financing relationship, legal and regulatory obligations, fraud prevention, dispute resolution, enforcement of agreements, litigation holds, and other legitimate business needs.
6. How We Use Information
We may use information to:
a. Receive, review, evaluate, and underwrite commercial real estate financing requests.
b. Verify identity, beneficial ownership, authority, and property or business information.
c. Conduct fraud prevention, sanctions screening, watchlist screening, and other compliance or risk-management activities where applicable.
d. Obtain and review credit information, bank information, property information, appraisals, title information, third-party reports, and other underwriting data where permitted.
e. Structure, approve, document, fund, table fund, close, administer, service, monitor, modify, sell, assign, participate, or otherwise manage financing transactions.
f. Communicate with applicants and transaction parties regarding applications, underwriting questions, document requests, approvals, term discussions, closing requirements, servicing matters, payoffs, renewals, and other transaction-related matters.
g. Protect our systems, detect security incidents, investigate suspected fraud or misuse, and maintain the integrity of our Services.
h. Conduct internal analytics, quality assurance, training, business planning, product development, and operational improvement.
i. Maintain records, enforce agreements, establish or defend legal claims, and comply with applicable legal, regulatory, tax, audit, subpoena, court-order, or reporting requirements.
j. Send marketing or informational communications where permitted by law and consistent with your preferences and any consent requirements.
Automated Tools and Profiling
We may use automated tools, scoring models, or decision-support systems to assist with underwriting, fraud detection, eligibility assessment, risk analysis, document review, or transaction prioritization. Depending on the transaction, decisions may also involve human review.
7. How We Disclose Information
We may disclose information when reasonably necessary for the purposes described in this Policy, including to:
a. Transaction parties and capital sources: warehouse lenders, table-funding sources, participants, co-lenders, purchasers, assignees, prospective assignees, servicers, custodians, and other financing counterparties involved in evaluating, funding, holding, servicing, participating in, or acquiring an interest in a transaction.
b. Closing and property professionals: title companies, escrow and settlement agents, attorneys, appraisers, inspectors, engineers, environmental consultants, insurance providers, franchise or brand representatives where relevant, property managers, and other due-diligence or closing professionals.
c. Service providers: providers of hosting, cloud storage, secure document transfer, CRM systems, communications, email, SMS, analytics, e-signature, identity verification, fraud prevention, cybersecurity, customer support, and similar operational services.
d. Data and verification providers: credit bureaus, bank-connect providers, identity-verification services, sanctions and watchlist services, public-record providers, fraud-risk providers, and other information sources used for underwriting or verification where permitted by law.
e. Professional advisors: attorneys, accountants, auditors, consultants, insurers, and other professional advisors subject to appropriate confidentiality obligations.
f. Corporate transaction counterparties: parties involved in an actual or proposed merger, acquisition, financing, restructuring, sale of assets, or similar corporate transaction.
g. Governmental and legal recipients: courts, regulators, law-enforcement agencies, governmental authorities, or other parties when disclosure is required or permitted by law, subpoena, court order, regulatory request, or when reasonably necessary to protect rights, property, safety, or security.
h. Other parties at your direction: any person or organization you authorize us to contact or share information with in connection with your financing request.
We do not sell personal information for monetary consideration.
8. Credit Reports and Financial Information
Where permitted by law and appropriate to a commercial financing request, we may obtain business credit reports, consumer reports relating to individual guarantors or principals, bank-account information, financial statements, public records, and other financial or credit-related information.
When a consumer report is obtained, we will do so only when we have a lawful or permissible purpose and any authorization or disclosure required by applicable law.
9. Open Banking and Bank-Connect Tools
If we offer and you choose to connect a bank account through a third-party bank-connect or open-banking provider, you authorize the provider and us to access and transmit the account information made available through that connection for purposes such as underwriting, cash-flow analysis, verification, fraud prevention, servicing, and risk management.
We generally do not receive your online-banking password from the aggregation provider. The third-party provider’s handling of credentials and account-access tokens is subject to its own terms and privacy practices.
10. Retention and Data Minimization
We retain personal information for only as long as reasonably necessary for the purposes described in this Policy.
The retention period for a particular record depends on factors such as:
Whether an application remains active.
Whether a loan is originated, funded, table funded, sold, assigned, participated, serviced, paid off, or otherwise remains outstanding.
Contractual and transaction-document requirements.
Applicable legal, regulatory, tax, audit, and recordkeeping requirements.
Fraud-prevention and security needs.
Applicable statutes of limitation.
Pending disputes, investigations, litigation, or legal holds.
Whether information can be aggregated, de-identified, or securely deleted when no longer required.
We seek to limit collection and retention to information reasonably necessary for legitimate business, transaction, risk-management, security, and legal purposes.
11. Security
We use administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, use, alteration, loss, or disclosure.
Depending on the system and information involved, safeguards may include access controls, authentication measures, encryption, secure data transmission, logging and monitoring, vendor controls, employee confidentiality requirements, backups, and incident-response procedures.
We also evaluate service providers that handle sensitive information and may require contractual confidentiality, security, and breach-notification obligations where appropriate.
No method of electronic transmission or storage is completely secure. We therefore cannot guarantee absolute security.
12. Cookies and Similar Technologies
We may use cookies, pixels, tags, analytics tools, and similar technologies to:
Operate and secure our websites and forms.
Remember preferences and session information.
Understand website traffic and usage.
Measure campaign and advertising performance.
Improve our Services.
Support marketing and remarketing where permitted.
You may be able to manage cookies through your browser settings or any cookie controls made available on our website.
Where required by applicable law, we honor legally recognized opt-out preference signals, such as Global Privacy Control, and provide mechanisms to opt out of regulated sharing or targeted advertising.
13. Privacy Rights and Choices
Depending on where you reside and whether an applicable privacy law covers Delacorte Capital and the information at issue, you may have rights to:
a. Request access to or a copy of certain personal information.
b. Request correction of inaccurate personal information.
c. Request deletion of personal information, subject to legal and business exceptions.
d. Request portability of certain personal information.
e. Opt out of the sale or regulated sharing of personal information, targeted advertising, or certain profiling activities where applicable.
f. Request limitation of certain uses or disclosures of sensitive personal information where applicable.
g. Appeal a decision regarding a privacy request where applicable law provides that right.
h. Opt out of marketing emails by using the unsubscribe mechanism included in the message.
i. Opt out of marketing SMS communications by replying STOP where that functionality is available.
We will not discriminate against you for exercising privacy rights protected by applicable law.
Submitting a Privacy Request
To submit a privacy request, contact:
Please include your name, business name or transaction reference if applicable, and the type of request you are making. We may need to verify your identity and authority before completing a request. Authorized-agent requests may require proof of authorization.
California and Other U.S. State Privacy Laws
If and to the extent the California Consumer Privacy Act, as amended, or another U.S. state comprehensive privacy law applies to Delacorte Capital and your personal information, you may exercise the rights provided by that law.
For California residents, applicable rights may include the right to know, access, correct, delete, opt out of sale or sharing, and limit certain uses of sensitive personal information, subject to statutory exceptions.
14. Communications, SMS, and Call Recordings
We may contact you by email, telephone, or SMS regarding a financing request, document request, underwriting matter, closing, servicing matter, or other relationship-related communication.
Where legally required, marketing calls or text messages using regulated automated technology will be sent only with the consent required by applicable law. Marketing consent is not a condition of obtaining financing unless expressly permitted by law.
You may opt out of marketing SMS messages by replying STOP and may request help by replying HELP, where supported. Message and data rates may apply.
We may record or monitor telephone calls for quality assurance, training, security, documentation, and compliance purposes where permitted by law and with any notice or consent required in the applicable jurisdiction.
15. Fair Lending and No-Guarantee Disclosure
Delacorte Capital is committed to complying with applicable fair-lending and commercial-credit laws and does not discriminate on a prohibited basis.
Submission of an application, intake form, financial information, or supporting documents does not guarantee approval, specific proceeds, pricing, structure, closing date, or funding.
Any indication of potential eligibility, loan sizing, timing, or terms remains subject to underwriting, diligence, valuation, credit review, legal review, documentation, available liquidity and capacity, and closing conditions.
16. Children’s Information
Our Services are intended for adults engaged in commercial or business activity. We do not knowingly collect personal information from children under 18 through our commercial financing Services.
If you believe a child has provided personal information to us, contact us at [email protected].
17. International Data Processing and Transfers
Our Services are primarily directed to commercial real estate transactions in the United States.
Information may nevertheless be stored or processed by us or our service providers in the United States or other countries. Where applicable law requires safeguards for international transfers of personal information, we use legally recognized transfer mechanisms or other appropriate safeguards.
18. Third-Party Websites and Services
Our websites, forms, emails, or communications may contain links to or integrations with third-party websites, platforms, document portals, scheduling tools, bank-connect providers, analytics services, or other third-party services.
Those services are governed by their own terms and privacy policies. We are not responsible for the privacy or security practices of third parties that we do not control.
19. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our Services, business practices, technology, legal requirements, or other factors.
When we make material changes, we will post the revised Policy with an updated effective date and provide any additional notice required by applicable law.
20. Contact Us
Delacorte Capital
40 Wall Street
New York, NY 10005
United States
Phone: +1 929-600-7132
Email: [email protected]
Website: DelacorteCapital.com
21. Additional Legal Notices
a. No legal or financial advice. This Privacy Policy is provided for transparency regarding our information practices and does not constitute legal, tax, or financial advice.
b. Contract precedence. If a signed agreement governing a financing transaction contains terms that conflict with this Policy, that agreement will control to the extent of the conflict, subject to applicable law.
c. Financial privacy requirements. Certain information may be subject to the Gramm-Leach-Bliley Act (“GLBA”), Regulation P, or other financial-privacy requirements where those laws apply. We handle nonpublic personal information in accordance with applicable legal requirements and permitted exceptions.
d. Recordkeeping. We may maintain records reasonably necessary to document applications, underwriting, approvals, transactions, servicing, compliance, security, disputes, and other legitimate business activities.
e. Legal process and dispute matters. Privacy-related questions or concerns may be directed to the contact information above. Additional dispute-resolution provisions may appear in an application, term sheet, loan agreement, guaranty, servicing agreement, or other transaction document.
f. Controller and service-provider roles. Depending on the context and applicable privacy law, Delacorte Capital may act as a business, controller, processor, or service provider with respect to personal information. When another party independently determines how and why it processes information, that party’s own privacy notice and legal obligations may also apply.
g. Transaction transfers. Commercial real estate loans and related rights may be funded, table funded, participated, assigned, sold, transferred, or serviced by one or more transaction parties. Information reasonably necessary to evaluate, close, administer, service, transfer, or enforce the transaction may be disclosed to those parties as permitted by law.
22. Questions About Security or Privacy
Business counterparties, borrowers, counsel, auditors, or transaction parties with legitimate diligence needs may contact [email protected] regarding Delacorte Capital’s privacy and information-security practices.
Any security information provided will be subject to availability, confidentiality considerations, contractual restrictions, and Delacorte Capital’s security policies.